Every Thursday, Neblett, Beard & Arsenault attorneys appear on a special segment of Good Day Cenla – The Legal Difference – to talk about frequently asked questions regarding legal matters, community involvement, and more! You can tune in to KALB every Tuesday at 11am CT to watch the show live. If you miss it, you can find all the episodes on our website, or check out our Facebook page!
On this week's episode of The Legal Difference, attorney Wes Gralapp talks homeowner's insurance, and what you need to know in the wake of Hurricane Laura. Wes kicks off the discussion by diving into property damage, and what may be covered under homeowner's insurance. He then talks about the types of damages may be recovered, and advises to check your policy to see if flood damge is listed, or if you need a separate policy for it. He also discusses windstorm insurance, also known as a "hurricane deductible," and how that rate can differ from your usual deductible. He wraps up the episode with explaing when windstom coverage comes into effect after severe weather.