Workers' compensation benefits are intended to alleviate some of the strain workers feel when they've been injured on the job. There are specific formulas used to set benefit levels, but you can still take advantage of a few simple tips to maximize your available workers' compensation benefits.
1. Establish a Solid Paper Trail
Workers' compensation benefits have strict documentation requirements, so it's vital that you provide a paper trail to support your case. Report your injury to your supervisor as soon as possible. Fill out all required paperwork completely and honestly.
When you're receiving medical treatment, keep records of expenses for gas, parking, and lodging, so you can be reimbursed at a later date. If your injuries are severe, it can also be helpful to keep an informal journal outlining your symptoms throughout the recovery process.
2. Follow Your Doctor's Orders
Workers' compensation benefits can be denied if the insurer thinks you're faking or exaggerating the severity of your injuries. The best way to avoid this problem is to keep all recommended medical appointments and precisely follow your doctor's treatment plan.
3. Don't Settle Your Claim Any Earlier Than Necessary
Workers' compensation insurers are well aware that many adults don't have sufficient emergency savings. They will often attempt to string you along until you're forced to settle the claim to pay your outstanding bills.
You can increase the value of your benefits by not rushing to settle your case. Use money from savings, sell unwanted items, have your spouse pick up extra hours, or temporarily borrow money from family and friends.
4. Seek Legal Representation as Soon as Possible
Although you don't technically need an attorney to receive workers' compensation benefits, enlisting the services of a skilled attorney ensures that you have someone to advocate for your needs throughout the process. An attorney who is familiar with Louisiana’s workers’ compensation laws can negotiate for the highest possible benefits on your behalf.
Neblett, Beard & Arsenault 's experienced legal team is committed to assisting injured workers in accessing their benefits. Please call today to schedule a free, no-obligation case review.